5 Ways to Lower Your Credit Card Processing Fees Without Switching Processors

Not ready to switch processors? You can still take steps to lower your credit card fees right now. Here are five proven ways to save money without making a big change.

1. Batch Your Transactions Daily

• Avoid batch/settlement fees by closing out every day.

2. Use Address Verification (AVS) for Card-Not-Present Transactions

• Lowers risk and can reduce interchange costs.

3. Collect Level II & Level III Data for B2B Transactions

• If you invoice other businesses, entering extra data (like tax amount or invoice number) can lower processing costs.

4. Minimize Manual Entry

• Keyed-in transactions cost more than swiped, dipped, or tapped.

5. Reduce Chargebacks with Clear Policies

• Clear refund policies and item descriptions reduce disputes that lead to costly chargebacks.

These small tweaks can add up to significant savings.

If you want us to handle these changes, switch to TrueBlu Solutions and we'll start your account without all of these fees.